GRAPHORA01
Open an account
Choose a Traditional, Roth or SEP IRA with a custodian that supports self-directed accounts and the types of investments you intend to make.
Retirement investing
Put retirement capital to work beyond public markets.
A self-directed IRA can hold certain alternative assets—including private equity, real estate and cryptocurrency—through a qualified custodian that supports the intended investment.
A clear path in three steps.
Use an eligible retirement account to explore private-market opportunities while preserving the account structure and keeping the investment under your custodian’s administration.
02
Add money
Fund the account through a trustee-to-trustee IRA transfer, an eligible direct rollover from a former employer’s retirement plan, or a cash contribution within the applicable annual limits.
03
Choose investments
Explore opportunities available through Graphora, then direct your custodian to review, approve and process an eligible investment—or submit an opportunity you have found independently.
Important considerations
Keep the account—and the risks—in view.
Transfers and rollovers
Properly completed trustee-to-trustee transfers and eligible direct rollovers generally preserve tax deferral. A payment made to you may be subject to withholding, timing requirements and other rollover rules.
Roth treatment can differ
Moving untaxed retirement money into a Roth IRA generally creates taxable income. Eligibility and tax results depend on the accounts and transaction structure.
IRA rules still apply
Alternative investments must comply with IRS restrictions, including prohibited-transaction rules involving the account owner and other disqualified persons. Your custodian may impose additional requirements.
Private investments carry substantial risk
These investments can be speculative, difficult to value and highly illiquid. You may lose some or all of the invested capital, and distributions or exits may take longer than expected.
Graphora educational guide · Sources reviewed .
Official guidance: IRS rollover rules · IRS prohibited transactions · IRS IRA FAQs
Ready to explore?
Discover current Graphora opportunities or create your member profile.
Educational information only. Graphora does not provide tax, legal, retirement-plan or investment advice and does not determine whether an investment is permissible or suitable for your account. Account eligibility, contribution limits, tax treatment and transaction requirements vary. Consult your IRA custodian and qualified tax, legal and financial professionals before acting.